Miscellaneous
Retirement planning for a Canadian with a disability is different from standard financial planning. A non-disabled individual typically aims to accumulate wealth in an Registered Retirement Savings Plan (RRSP) or Tax Free Savings Account (TFSA), where a disabled individual may have Registered Disability Savings Plan (RDSP). The RRSP holder can contribute to the account until … Read more
Under the latest provincial changes, the once grant-heavy Ontario Student Assistance Program (OSAP) is being replaced by a loan-heavy model designed for sustainability. Instead of funding towards post secondary education being grants up to 85%, the provincial portion is now capped at 25% grants with the remaining 75% being loans. For students heading into the … Read more
Recent studies from the National Council on Disability and reports from the Canada Revenue Agency (CRA) confirm that people with disabilities experience a significantly higher rate of fraud and identity theft than the general population. Scammers often impersonate government representatives from the Ontario Disability Support Program (ODSP), CRA, Service Canada, etc; And because disabled individuals … Read more
Disabled individuals in Ontario have several discounts to take advantage of: Toronto Zoo – Guests with a disability receive a 50% admission discount. If applicable, an accompanying support person also receives complimentary admission. Wheelchairs can also be reserved. TTC and Wheel-Trans – The Fair Pass Transit Discount is a 36 per cent discount available to … Read more
The Canadian Radio-television and Telecommunications Commission (CRTC) ruled that telecoms in Canada must offer packages at reduced prices for disabled individuals as a best practice. Despite these discounts, plans often remain hidden by an absence of public service announcements. The lack of visibility places the burden on the customer to search for discounts on their … Read more
It’s no secret that food prices at Canadian grocery stores have increased significantly over the past few years. With food prices continuing to rise in 2026, staying within budget can be challenging especially for those who receive provincial disability benefits. Here are some tips to better navigate the aisles and find real deals in this … Read more