Ontario Student Assistance Program (OSAP)
Receiving OSAP while on ODSP requires a bit of strategy to ensure the person doesn’t accidentally lose their monthly supports. Ideally, one would want ODSP to continue to provide for living costs such as rent and food, while OSAP would cover educational costs such as tuition and books.
When applying for OSAP, the individual should indicate they are receiving ODSP income in section F of the form. If OSAP provides for living allowance (aka non-educational funding) such as shelter, food, etc; ODSP will consider that income and deduct it dollar-for-dollar in their monthly payments. The claimant also must report any OSAP funding they will receive to their ODSP caseworker.
Only 40% course load
Typically, a student would have to take 60% course load to be considered a full-time student for OSAP. However, a recipient of ODSP would only have to take 40% course load to be classified as a full time student.
Income exception
If the individual decides to work part time, ODSP provides a 100% exemption on any income earned while enrolled in full time post secondary studies.
Canada Student Grant for Students with Disabilities
Pays up to $2,800 per year to help with the cost of post secondary education and is non-repayable, meaning it does not need to be paid back. All disabled students qualify provided they meet the financial need criteria and have a verifiable disability.
Bursary for Students with Disabilities (BSWD)
Provides funding for eligible students with disabilities to cover disability related services and equipment up to $2,000 from Ontario Bursary for Students with Disabilities (BSWD) and up to $20,000 from the Canada Student Grant for Services and Equipment (CSG-DSE). Applicants must have a disability that is permanent, persistent, or prolonged, and a verified functional limitation that makes the equipment or service necessary for their education. Documentation in the form of receipts for equipment and/or services purchased is required.