Post secondary education while on ODSP

Ontario Student Assistance Program (OSAP) Receiving OSAP while on ODSP requires a bit of strategy to ensure the person doesn’t accidentally lose their monthly supports.  Ideally, one would want ODSP to continue to provide for living costs such as rent and food, while OSAP would cover educational costs such as tuition and books. When applying … Read more

ODSP, asset limits, and payments from an RDSP

Most Ontario Disability Support Program (ODSP) recipients know of the $40,000 asset limit for single persons (or $50,000 for a couple, with an extra $500 for each dependent child).  But what if family or friends of an ODSP recipient want to help them financially?  Is there a limit to how much they can receive?  What … Read more

Do payments from an RDSP affect provincial disability support?

Turning age 60 is a milestone for any RDSP holder, as the 10 year proportional repayment rule ends, and Lifetime Disability Assistance Payments (LDAPs) must begin.  However, if a beneficiary is also receiving provincial supports such as ODSP, does this result in the loss of benefits? Before age 65 – while still receiving provincial disability … Read more