DTC

In June of 2023, The Canada Disability Benefit Act (Bill C-22) officially received Royal assent and became law. With applications opening in June of 2025, the first payments were issued to disabled Canadians in July that same year. Eligible recipients of the Canada Disability Benefit (CDB) are between 18 to 64 years of age, with … Read more

For many Canadians living with a disability, the Disability Tax Credit (DTC) is the gateway to benefits by unlocking access to the Registered Disability Savings Plan (RDSP), the Child Disability Benefit, and the new Canada Disability Benefit.  But there is a hidden roadblock at the very beginning of the application by way of the doctor’s … Read more

Getting approved for the Disability Tax Credit is the key to unlocking additional benefits such as qualifying for a Registered Disability Savings Plan (RDSP) along with receiving the new Canada Disability Benefit.  However, the approval process has been reported as notoriously difficult by many applicants because the T2201 form focuses on how disease affects their … Read more

One of the most common fears for Registered Disability Savings Plan (RDSP) holders is having to periodically renew the Disability Tax Credit (DTC). What happens to an RDSP if the government decides the DTC recipient is no longer eligible? What if the person had a temporary condition and no longer meets the federal governments definition of … Read more

The Disability Tax Credit (DTC) is a non-refundable tax credit that helps people with disabilities and/or their caregivers pay less income tax. If someone has a serious long-term physical or mental health condition, they can apply for this credit and, if approved, use it to lower income taxes for themselves or their caregiver(s).  The general … Read more