RDSP Contribution Comparison
Note: Starting in the calendar year the beneficiary turns 19, income changes from family income to personal income plus the spouse or partners income
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Model 1: Upfront $200k
$0at age 60
Personal Contributions$0
Grants$0
Bonds$0
Model 2: $10k/year for 20 years
$0at age 60
Personal Contributions$0
Grants$0
Bonds$0
Model 3: Maxamize Grant Strategy
$0at age 60
Personal Contributions$0
Grants$0
Bonds$0
| Model 1 (Lump Sum) | Model 2 ($10k/yr) | Model 3 (Max Grant) | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Age | Contribution | Grant | Bond | Balance | Contribution | Grant | Bond | Balance | Contribution | Grant | Bond | Balance |