Standard Trust vs Qualified Disability Trust (QDT) Calculator
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Standard Trust (Non-QDT)
$0
End balance
Total taxes paid$0
Total payments to the beneficiary$0
Qualified Disability Trust
$0
End Balance
Total Taxes Paid$0
Total Beneficiary Payments$0
| Standard Trust | ||||
|---|---|---|---|---|
| Year | Growth | Tax & Fees | Payments | Balance |
| Qualified Disability Trust | ||||
|---|---|---|---|---|
| Year | Growth | Tax & Fees | Payments | Balance |
Notes:
- Standard Trusts are taxed at the highest marginal rate (~53.53% in Ontario as of 2026).
- QDTs benefit from graduated personal tax rates, saving the trust money.